RBI Registered NBFC
Loan Against Property
Use the equity in your property to fund business expansion, education or debt consolidation.
- Residential or commercial property
- Longer repayment tenure
- Clear terms and efficient service
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Loan against property
Unlock the Value of Your Property
A Loan Against Property (LAP) lets you use the equity in your residential or commercial property to access funds for diverse needs such as business expansion, education or debt consolidation.
Because the loan is secured by property, it is suited to larger requirements and longer repayment periods, subject to eligibility, property valuation and legal verification.
- Funds for business or personal needs
- Longer repayment tenure
- Clear terms and efficient service
- Balance transfer facility
Features
Loan Against Property Features
Fast Processing
Streamlined procedures help us process your application efficiently and without unnecessary delays.
Transparent Process
We guide you with clarity at every step, with no hidden charges.
Real-Time Support
Our team is available to help you with your questions during business hours.
Simple Documentation
A clear, simplified document checklist for your profile.
Balance Transfer Facility
Transfer your existing loan to Rajsi Infin, subject to eligibility and assessment.
Plan Your EMIs
Use our EMI calculator to plan comfortable monthly repayments.
Plan your repayments
Loan Against Property EMI Calculator
Estimate your monthly instalment before you apply. Adjust the loan amount, interest rate and tenure to see how your EMI changes.
- Principal
- Interest
- Principal Amount
- ₹10,00,000
- Total Interest
- ₹2,47,952
- Total Repayment Amount
- ₹12,47,952
Calculator results are indicative and actual loan terms may vary based on eligibility, assessment and applicable terms.
FAQs
Loan Against Property FAQs
Still have questions?
Speak to our team during working hours.
A loan against property (LAP) is a secured loan where you pledge your residential or commercial property as collateral to access funds for needs such as business expansion, education or debt consolidation.
Loans against property generally offer longer tenures than unsecured loans, typically ranging from 5 to 20 years. The tenure offered depends on your profile, the property and our assessment.
The property is evaluated through a technical valuation and legal verification of its title and documents. The loan amount depends on the assessed value, your repayment capacity and our lending policy.
Yes. You continue to own and use the property during the loan tenure, while the lender holds a charge on it until the loan is fully repaid.
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Enquire About a Loan Against Property
Share a few details and our team will contact you to discuss your requirement and the documents needed.
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